Get Whole Life Insurance online in minutes.

$25,000
$169/mo
$25,000
$97/mo
“We want to protect our family even after we pass. Having life insurance gives us that peace of mind.”
— Lana, 67 and James, 70
$5,000
$28/mo
"Pod allows me to ensure that my values and support for my community will continue even after I'm gone."
— Citlali, 72
$10,000
$135/mo
"Pod™ is affordable, easy to set up, and me and my wife are glad knowing everything’s taken care of.”
— Fred, 79
$10,000
$53/mo
"Planning ahead matters to me. This insurance means my son can focus on remembering me, not worrying about bills."
— Amara, 71
$5,000
$23/mo
"I've witnessed firsthand people having to fundraise or dip into their savings, so I'm proud that I’ve handled it.”
— Xavier, 59

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Full, living access to your money.
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Answers to Common Questions

What is pod?
Pod is the insurance company that puts you in control. We partner with leading carriers to help you find the best life insurance at the lowest price.
What type of life insurance do you offer?
We specialize in whole life insurance with benefit amounts ranging from $5,000 to $25,000. These plans are meant for covering end-of-life expenses.
How much should I budget for burial, cremation, and other funeral costs?
The average cost of a funeral in the U.S. has already reached $8,300 and is expected to climb to over $18,000 by 2055 according to the U.S. Department of Labor.1
What is the average cost of final expense insurance?
Your rate will depend on factors like your age and health history. Plans can start at less than $15 per month. Most people pay between $90-$100 for $10,000 in coverage.
How does the money-back guarantee work?
Every whole life policy will build cash value from premiums you’ve paid plus interest. You can withdraw from it anytime and even use it as collateral for a loan.

Get up to $25,000 in coverage today.

Our online app can get you approved in minutes. We analyze your information in real-time to match you with the best possible coverage and rate available.
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Same-day coverage†
Money-back guarantee*
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Get a free Will‡

Plan your last will and testament with this simple, guided app.
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AAA®, AARP®, Aetna®, AIG®, Globe Life® and Mutual of Omaha® are registered trademarks property of their respective owners. Use of these names and logos on this site does not imply endorsement, sponsorship, or affiliation with pod or its subsidiaries.

* Access to funds is subject to the terms of your specific policy. Borrowing or withdrawing funds may reduce the policy’s death benefit and could result in a taxable event. Fees and conditions may apply. See policy terms for details.

The quick quote provided is calculated for a $5,000 benefit policy for a female non-smoking applicant with a preferred health rating. The rate shown is for illustrative purposes only and is not a guarantee of coverage. Eligibility and final rates are subject to underwriting by the insurance carrier.

1 The rising cost of dying, 1986-2017 – United States Bureau of Labor Statistics
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† Graded plans are subject to the insurer’s waiting period as outlined in the policy. If the insured dies during the waiting period, the full accrued cash value is paid to the beneficiary. Fees and conditions may apply. See policy terms for details.
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‡ The will-writing service is an estate planning benefit provided by Last Charter offered with select life insurance policies sold through pod. It is not a standalone product and should not be the sole basis for purchasing coverage. Not available in Alaska, Louisiana, South Dakota, and Washington.
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