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Trusted by 5,000+ families nationwide
Guaranteed, Tax-Free Coverage*
Your rate never increases, and your family receives the full benefit—tax-free.
$5,000
$23/mo
"I've witnessed firsthand people having to fundraise or dip into their savings, so I'm proud that I’ve handled it.”
— Xavier, 59
$10,000
$53/mo
"Planning ahead matters to me. This insurance means my son can focus on remembering me, not worrying about bills."
— Amara, 71
$25,000
$169/mo
$25,000
$97/mo
“We want to protect our family even after we pass. Having life insurance gives us that peace of mind.”
— Lana, 67 and James, 70
$10,000
$135/mo
"My wife and I got it done in one afternoon. Now we know our family won't have to scramble for anything."
— Fred, 79
$5,000
$28/mo
"I wanted to leave something behind for my church and my grandchildren. Now I know I will."
— Citlali, 72
Everything you need to know before you decide
How much life insurance do I need?
A common rule of thumb is 10–15x your annual income, but it depends on your situation. If your main goal is covering funeral and burial costs, $10,000–$25,000 is typical. If you're replacing income for your family, consider your yearly salary, outstanding debts, and how many years of support they'd need.
What types of plans does Pod offer?
We'll match you with the right plan based on your age and budget — whether you need lifelong coverage or a specific term. Plans range from $5,000 to $1,000,000, from carriers like Mutual of Omaha, AIG, and Aetna.
How much does a funeral cost?
The average funeral in the U.S. already costs $8,300 — and is projected to exceed $18,000 by 2055.1
What does life insurance cost?
Most of our customers pay between $50–$100/mo for $10,000 in coverage. Plans start at less than $15/mo. Use the calculator above to see your exact rate — it takes 10 seconds.
What if I have health issues?
Most of our plans require no medical exam and no health questions. Even with pre-existing conditions, you can get covered — often the same day you apply.
Get up to $1,000,000 in coverage today.
Get approved in minutes — no medical exam, no paperwork, no waiting. Every year you wait, your rate goes up. Today's price is the lowest it will ever be.
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Same-day coverage†
Access funds while you're alive
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